Skip to main content

Mortgage Refinance

refinance-ihero

Ready to Buy a Home?

Join one of our FREE homebuying workshops and receive $500
towards closing costs for attending.1
Register Now

Refinance Your Mortgage With Us

Bring more joy to homeownership by saving more money. Our experienced mortgage loan experts help people do just that every day. Refinancing your mortgage at a better rate can help reduce your monthly mortgage payment and save you money over the life of the loan. If you owe less than the current value of your home, there is potential for you to refinance. As a general rule, you should owe less than 95% of your home’s value before considering a refinance. Use our calculator to see if refinancing could be a good option for you. And if you’ve previously been denied for a mortgage refinance, you may now qualify through new federal programs which include RefiNow™ for Fannie Mae borrowers and Refi Possible for Freddie Mac borrowers.

Apply Now

Reasons to Refinance

rate_competitive_2-210304

Lower Rate

Lower your interest rate and monthly payments.
mortgage_refi_2-210304

Term

Shorten your mortgage term to pay it off faster.
house1_2-210304

Renovate

Cash out on your home’s equity for renovations.
no_fee_2-210304

No PMI

Eliminate Private Mortgage Insurance (PMI).

Mortgage Refinance Calculators

mortgage_refi_1-210304

Mortgage Refinance

Crunch the numbers to find out if refinancing could save you money.
House icon.

Term Comparison

Compare mortgage terms and rates to see which is best for you.
rates_1-210308

Adjustable Rate

Find out how an adjustable rate could impact your mortgage payments.
calculator_1-210304

See All Calculators

Use our calculators to make the most informed mortgage decisions.

House in Circle

Homeowners Insurance

Make sure your home sweet home is covered.

Revisiting your mortgage rate is also a great time to review your homeowners insurance policy to make sure your home, and everything in it, is well protected. Our friendly, local Insurance Agents are here to help you find the right coverage for the right price. It’s quick and easy to get a free quote online, or get in touch if you’d like a more customized plan.2

PP_Content_Panel4_Omar

Profit Payout*

Investing in YOU by sharing our profits.

As a not-for-profit credit union, we return our profit to those who bank with us in many ways – like competitive rates, low fees, and our annual Profit Payout. See how much you may be able to earn through our long-standing annual give-back, where we’ve returned $100 million to members over the past 13 years. This year, qualified mortgage households received an average Profit Payout of $267!