Mortgage Refinance

Ready to Buy a Home?
Join one of our FREE homebuying workshops and receive $500
towards closing costs for attending.1
Refinance Your Mortgage With Us
Bring more joy to homeownership by saving more money. Our experienced mortgage loan experts help people do just that every day. Refinancing your mortgage at a better rate can help reduce your monthly mortgage payment and save you money over the life of the loan. If you owe less than the current value of your home, there is potential for you to refinance. As a general rule, you should owe less than 95% of your home’s value before considering a refinance. Use our calculator to see if refinancing could be a good option for you. And if you’ve previously been denied for a mortgage refinance, you may now qualify through new federal programs which include RefiNow™ for Fannie Mae borrowers and Refi Possible for Freddie Mac borrowers.
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Reasons to Refinance
Mortgage Refinance Calculators

Homeowners Insurance
Make sure your home sweet home is covered.
Revisiting your mortgage rate is also a great time to review your homeowners insurance policy to make sure your home, and everything in it, is well protected. Our friendly, local Insurance Agents are here to help you find the right coverage for the right price. It’s quick and easy to get a free quote online, or get in touch if you’d like a more customized plan.2
Profit Payout*
Investing in YOU by sharing our profits.
As a not-for-profit credit union, we return our profit to those who bank with us in many ways – like competitive rates, low fees, and our annual Profit Payout. See how much you may be able to earn through our long-standing annual give-back, where we’ve returned $100 million to members over the past 13 years. This year, qualified mortgage households received an average Profit Payout of $267!