Mortgage Refinance

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Make the Move to a Better Rate

Make the Move to a Better Rate

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Refinance Your Mortgage With Us

Bring more joy to homeownership by saving more money. Our experienced mortgage loan experts help people do just that every day. Refinancing your mortgage at a better rate can help reduce your monthly mortgage payment and save you money over the life of the loan. If you owe less than the current value of your home, there is potential for you to refinance. As a general rule, you should owe less than 95% of your home’s value before considering a refinance. Use our calculator to see if refinancing could be a good option for you. And if you’ve previously been denied for a mortgage refinance, you may now qualify through new federal programs which include RefiNow™ for Fannie Mae borrowers and Refi Possible for Freddie Mac borrowers.

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Reasons to Refinance

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Lower Rate

Lower your interest rate and monthly payments.
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Term

Shorten your mortgage term to pay it off faster.
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Renovate

Cash out on your home’s equity for renovations.
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No PMI

Eliminate Private Mortgage Insurance (PMI).

See If You Can Lower Your Mortgage Rate

A lower interest rate is the key to helping you save money on your mortgage. We’re here to make finding the best mortgage rate for you as easy and convenient as possible. Simply enter your information in our handy online tool to check your rate.

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Apply For a Mortgage Refinance

Our online application is quick and hassle-free. So, if you’re ready to refinance, we’re ready to help. If you need some guidance or have specific questions, feel free to reach out at 913.905.3799 or stop by one of our convenient branch locations.
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Mortgage Refinance Calculators

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Mortgage Refinance

Crunch the numbers to find out if refinancing could save you money.
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Term Comparison

Compare mortgage terms and rates to see which is best for you.
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Adjustable Rate

Find out how an adjustable rate could impact your mortgage payments.
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See All Calculators

Use our calculators to make the most informed mortgage decisions.
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Homeowners Insurance

Make sure your home sweet home is covered.

Revisiting your mortgage rate is also a great time to review your homeowners insurance policy to make sure your home, and everything in it, is well protected. Our friendly, local Insurance Agents are here to help you find the right coverage for the right price. It’s quick and easy to get a free quote online, or get in touch if you’d like a more customized plan1.
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Willis Family Profit Payout

Profit Payout

We share our profit with our members.

As a not-for-profit credit union, we return our profit to those who bank with us in many ways—like better rates, lower fees and our Profit Payout2. This year we gave back a record-breaking $9.5 million to our members and refinancing your mortgage with us is a great way to help you grow your share. As part of this year’s Profit Payout, qualifying households with a mortgage received an average payout of $289!
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