RefiNow™ and Refi Possible Programs

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New Federal Mortgage Refinance Programs

The Federal Housing Finance Agency (FHFA) is expanding access to lower mortgage rates with two new refinancing programs based on specific income qualifications. So, if you were previously denied for a mortgage refinance, you may now qualify. These programs, which include RefiNow™ for Fannie Mae borrowers (available now) and Refi Possible for Freddie Mac borrowers (available in late October), offer savings and reduced up-front costs. Combine that with the fact that mortgage rates are at a historic low, and you may be surprised at how much you could save.

Check Fannie Mae Eligibility

Check Freddie Mac Eligibility

RefiNow and Refi Possible Perks

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Reduced Interest Rate

You can expect your interest rate to decrease by at least 0.5%.
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Lower Monthly Payment

Have your mortgage payment reduced by at least $50 a month.
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An Appraisal Credit

Get a credit of up to $500 from the lender if an appraisal is necessary.

Ready to Refinance?

Give us a call, we're happy to help.


Home Refinancing Resources

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Refinance Calculator

Estimate how much you may be able to save on your monthly payment.
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Blog Posts

Get more details about all the ways refinancing could save you money.
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Profit Payout

Refinancing your mortgage with us could help you grow your share1.
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Reasons to Refinance

Find out all the ways refinancing could save you money.

Our experienced mortgage loan experts help people save money every day. Even if you don't qualify for RefiNow™ or Refi Possible, you can benefit from refinancing your mortgage in multiple ways, including:

  • Lowering your interest rate and monthly payments
  • Changing the term of your mortgage to pay it off faster
  • Cashing out on your home’s equity for renovations, large purchases or debt consolidation
  • Eliminating Private Mortgage Insurance (PMI)

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Profit Payout

We share our profit with our members.

As a not-for-profit credit union, we return our profit to those who bank with us in many ways—like better rates, lower fees and our Profit Payout1. This year we gave back $8.4 million to our members, and qualifying members with a mortgage received an average payout of $273!
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Homeowners Insurance

Protect the roof over your head. Along with everything under it2.
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Hybrid Home Equity

Unlock your home’s potential to cover renovations, debt consolidation and more.
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Cashback Free Checking

Earn 1% cash back on the first $500 of monthly purchases3.
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