Invested in St Louis

Invested in St. Louis

When you join CommunityAmerica, you get a whole community invested in your financial well-being. In our 30+ years in St. Louis County, we’ve built a legacy on getting to know our members’ financial goals and dreams, and providing caring, personalized service far beyond what you may experience with typical banks.

Now we’re expanding in St. Louis to provide more convenient locations and innovative tools to set you up for success no matter what life stage you’re in. We’re committed to sharing our profits with our members – and are proud of the record $9.5 million we gave back to them in this year’s Profit Payout.¹

With an enduring 80+ years history of strength and stability — and an unwavering dedication to the financial well-being of the people and businesses within the community — we’re more than just another St. Louis financial institution. We’re invested in you.

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Cardinals Partnership

It’s an honor to partner with such an iconic and valued community staple as the St. Louis Cardinals. CommunityAmerica is thrilled to be the exclusive naming rights partner for the Cardinals Club – newly coined the CommunityAmerica Cardinals Club. This partnership also gives us the opportunity to invest in the community through programs like Adam Wainwright’s Big League Impact.

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Picked Just For You

Cashback Free Checking

Earn 1% cash back on the first $500 of monthly purchases – with no monthly fees or minimum balances.¹

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Certificate of Deposit

Earn 5.25% APY on a term that works best for you.²

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Credit Card

Whether you’re looking for a low rate, cash back or exciting rewards, we have the credit card for you.

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Profit Payout*

Investing in YOU by sharing our profits.

As a not-for-profit credit union, we return our profit to those who bank with us in many ways – like better rates, lower fees, and our Profit Payout. See how much you may be able to earn through our long-standing annual give-back, where we’ve returned $93 million to members over the past 12 years.

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Become a Member Today

If you’re ready to join the CommunityAmerica family, we’re ready to show you an unbelievable banking experience. Simply apply online to open your membership savings account. It only takes a few minutes – then you’ll be well on your way to enjoying your membership perks. If you have questions about becoming a member, don’t hesitate to contact us at 314.801.6400.

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CommunityAmerica mobile app displayed on the person's cell phone.

Your Banking Wingman

Check out our highly rated Mobile App.

When it comes to our Mobile App, we’ll admit we’re a bit biased. After all, we worked hard to make it possible to do just about everything you can in a branch right from your smartphone. But tens of thousands of members have made their voices heard, too. The results? Near-perfect ratings on both the App Store® and Google Play™. The feeling of love is mutual.

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Chiefs/Cashback Free Checking. Earn 1% cash back, up to $5 per month, on monthly point-of-sale debit card transactions posted to a Chiefs Checking account or a Cashback Free Checking account when ‘Qualifications for cash back’ are met. Qualifications must be met under a single membership account on the day before the last day of the month to receive benefits for that same month. Cash back will be deposited into the Chiefs Checking or Cashback Free Checking account by the 5th calendar day following the month qualifications are met. Cash back will not be calculated for month(s) in which the qualifications are not met. Cash back earnings rate accurate as of 03/31/2023 and may change without notice after account opening. Contact us at 800.892.7957 to find out the current cash back rates. Limit one Chiefs Checking or Cashback Free Checking account per membership account number. Business accounts not eligible for this product. Cannot be opened in conjunction with Premier, Interest, Investors, or Loan Advantage. Qualifications for cash back: The membership account number tied to the Chiefs Checking or the Cashback Free Checking account must complete the following: Enrolled in eStatements; one direct deposit of $250 or more per month, not aggregated; 15 posted point-of-sale debit card transactions per month to a single checking account; OR enrolled in eStatements; 25 posted point-of-sale debit card transactions per month to a single checking account. Transactions exclude refunds, credits, fees, pre-authorizations, and ATM transactions.

Certificate of Deposit (CD). Minimum deposit for Certificate (CD) is $500, with the exception of the Saver CD which requires a minimum deposit of $50 to open. APY = Annual Percentage Yield. Assumes interest is reinvested and the rate continues for a year. Certificate interest is earned at the applicable term’s fixed rate until the Certificate matures. Fees could reduce earnings on the account. Certificate accounts are subject to substantial penalty for early withdrawal. Rates effective as of 11/01/2023.

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