Share Certificate (Certificate)
Earn 3.60% APY1 on our 3-Month or 7-Month Certificate
Open AccountTurn Time Into Money
Certificate Rates
Other Certificate Rate Offers
| APY | Interest Rate | Term (In Months) |
|---|---|---|
| 3.60% | 3.54% | 3 |
| 3.45% | 3.39% | 6 |
| 3.60% | 3.54% | 7 |
| 3.45% | 3.39% | 9 |
| 3.50% | 3.44% | 11 |
| 3.45% | 3.34% | 12 |
| 3.40% | 3.34% | 15 |
| 3.35% | 3.30% | 18 |
| 3.45% | 3.39% | 24 |
| 3.05% | 3.01% | 30 |
| 3.50% | 3.44% | 36 |
| 3.50% | 3.44% | 48 |
| 3.50% | 3.44% | 60 |
Saver Certificate
Start saving with as little as $50.
- Flexibility: Add to it at any time.
- Convenience: Track and build your balance in Online Banking.
- Guaranteed Return: Earn returns over a 12-month term.
- Automatic Transfer: Set up a weekly or monthly automatic transfer to funnel additional funds.
Which Share Certificate is Right For You?
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12-Month Saver
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Traditional
12-Month
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Traditional
30-Month
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Traditional
60-month |
|
|---|---|---|---|---|
| Term (months) | 12 | 12 | 30 | 60 |
| Return | 2.75% APY |
3.40% APY
|
3.05% APY | 3.50% APY |
| Add Funds at Any Time |
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| Automatic Fund Transfer |
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| Minimum Deposit | $50 | $500 | $500 | $500 |
Calculators
Profit Payout*
We're Invested In YOU
As a member of our not-for-profit credit union, you're not just banking with us. You're earning with us. We reward those who bank with us in many ways - through competitive rates, low fees, and our annual Profit Payout. We've shared $110 million with our members over the past 14 years.
Share Certificate FAQs
Once locked into a rate and a term, no outside influence can impact the return you receive. That’s what makes these savings accounts attractive to those looking for a low-risk way to earn interest.
Certificates are an excellent low-risk investment, as you are guaranteed a certain amount of interest as long as you keep your money in the Certificate for the agreed upon term. There are many rates and terms to choose from, allowing you to find the right fit for your goals.
Certificates are among the safest ways to save your money. Credit unions are federally insured by the National Credit Union Administration (NCUA) to at least $250,000 per individual depositor, which is backed by the full faith and credit of the United States Government. This is the same coverage you’d receive at a bank. You can rest easy knowing your money is safe and sound.
Dividends: This is the amount your deposit will earn over the course of a year. For example, if you deposit $1,000 into an account earning a 5.00% APY, you would earn about $50 in dividends over one year.
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