Cashback Free Checking
A Checking Account That's Got Your Back
It’s one-of-a-kind in Kansas City: a checking account that pays you back as you use it. So, go ahead and treat yourself; you’ve earned it. Plus, you’ll be able to take advantage of other great perks, including:
- 1% cash back on the first $500 of monthly purchases - that’s up to $60 per year1
- Free VISA® debit card with contactless technology
- No monthly service fee
- No minimum balance
Cashback Free Checking Benefits
Account Opening Made Easy
It only takes a few minutes to open your Cashback Free Checking account online.
Get Started
Manage Your Money On The Go
Profit Payout*
Investing in YOU by sharing our profits.
As a not-for-profit credit union, we return our profit to those who bank with us in many ways – like competitive rates, low fees, and our annual Profit Payout. See how much you may be able to earn through our long-standing annual give-back, where we’ve returned $100 million to members over the past 13 years.
Cashback Free Checking FAQs
You can check your account balance in any of these ways:
- Use the Mobile App
- Via Text Banking – You can set this up within Online Banking
- Log into Online Banking
- Call 800.892.7957
- Visit your most convenient location
You can open a checking account online, in-person at any of our convenient locations, or by giving us a call at 800.892.7957. These are the things you’ll want to have handy:
- Drivers License, government ID or passport
- Social Security Number
- Recent residential address
- Email address
- Date of Birth
At CommunityAmerica, we have no minimum balance required to open any of our checking accounts. If you aren’t already a CommunityAmerica member, you’ll need to also open a savings account, with $1 in it, but this can be done at the same time you open your checking account using the same information.
It’s one-of-a-kind in Kansas City: a checking account that pays you back when you use it. So, go ahead and treat yourself, you’ve earned it. Plus, you’ll be able to take advantage of other great perks, such as:
- Earn 1% cash back on the first $500 of monthly purchases — that’s up to $60 per year1
- Free Visa® debit card
- No monthly service fee
- No minimum balance
We offer checking accounts to all ages. However, those under 18 must have a parent or legal guardian as a joint owner on the account.
There is no cost to open, no maintenance fees, and no minimum balance required for any of our checking accounts.
Each CommunityAmerica debit card has contactless technology built-in to help speed up and secure your transactions. Every chip and contactless transaction contain a one-time code that gets transmitted each time you make a purchase, helping to protect against fraud.
The contactless symbol is four curved lines that get bigger from left to right that looks like a Wi-Fi symbol.
How to Use Your Contactless Card
- Look for the contactless symbol on the payment terminal
- Tap your card on the front of the point-of-sale terminal
- Remove your card when prompted – you may need to enter your pin
- Your payment is securely processed in seconds
It’s quick and easy to get your direct deposit information in Online Banking or our Mobile App.
Direct deposit information in Online Banking:
- Log into Online Banking.
- Navigate to “Account Requests” in the top menu bar.
- Click on “Direct Deposit.”
- Follow the instructions and find your direct deposit information.
Direct deposit information in Mobile App:
- Log in to our Mobile App.
- Select the account you’d like to set up with direct deposit.
- Click on “Details.”
- Use the ACH number (including all zeroes) and our Routing Number (301081508) to set up your direct deposit.
