Cashback Free Checking in Kansas City

hero image

A Checking Account That Gives Cash Back

A Checking Account That Gives Cash Back

Earn up to $60 per year with 1% cash back on the first $500 monthly purchases.1
Earn up to $60 per year with 1% cash back on the first $500 monthly purchases.1
Open Account

Kansas City's One-Of-A-Kind Checking Account

A checking account that pays you back as you use it. So, go ahead and treat yourself; you’ve earned it. Plus, you’ll be able to take advantage of other great perks, including:
  • 1% cash back on the first $500 of monthly purchases - that’s up to $60 per year1
  • Free VISA® debit card with contactless technology
  • No monthly service fee
  • No minimum balance

Open Account

Account Opening Made Easy

It only takes a few minutes to open your Cashback Free Checking account online.
Get Started

Cashback Free Checking Benefits

24/7 Availability Icon

Convenient 24/7 Access

Bank anytime, anywhere thanks to our top-rated Mobile App.
Dollar Sign with Cancel Over It Icon

Say Goodbye to Fees

No monthly service fee and no minimum balance requirement.
CommunityAmerica Card Icon

Free Instant-Print Debit Card

Get access to a free tap to pay-enabled debit card.
Heart with Bursts Icon

Profit Payout

We share our profit with those who bank with us. In the past 12 years, we've returned $93 million to our members through Profit Payout.*
Learn More

1 Cashback Free Checking. Earn 1% cash back, up to $5 per month, on monthly point-of-sale debit card transactions posted to a Chiefs Checking account or a Cashback Free Checking account when ‘Qualifications for cash back’ are met. Qualifications must be met under a single membership account on the day before the last day of the month to receive benefits for that same month. Cash back will be deposited into the Chiefs Checking or Cashback Free Checking account by the 5th calendar day following the month qualifications are met. Cash back will not be calculated for month(s) in which the qualifications are not met. Cash back earnings rate accurate as of 03/31/2023 and may change without notice after account opening. Contact us at 800.892.7957 to find out the current cash back rates. Limit one Chiefs Checking or Cashback Free Checking account per membership account number. Business accounts not eligible for this product. Cannot be opened in conjunction with Premier, Interest, Investors, or Loan Advantage. Qualifications for cash back: The membership account number tied to the Chiefs Checking or the Cashback Free Checking account must complete the following: Enrolled in eStatements; one direct deposit of $250 or more per month, not aggregated; 15 posted point-of-sale debit card transactions per month to a single checking account; OR enrolled in eStatements; 25 posted point-of-sale debit card transactions per month to a single checking account. Transactions exclude refunds, credits, fees, pre-authorizations, and ATM transactions.