When you open a free Chiefs Checking account before December 31, 2022 (minimum $250 direct deposit within 60 days of account opening). You’ll also get fan-favorite perks, including the exclusive Chiefs Visa® debit card1.
When you open a Chiefs Checking + High Interest Savings (minimum $1,000 deposit within 60 days of opening Chiefs Checking). You’ll earn 4.00% APY2 on balances up to $1,500. Just meet certain requirements, like receiving eStatements.
Show your love for the home team everywhere you shop and dine.
Earn Cash Back As You Spend
Earn 1% cash back on the first $500 of monthly purchases3.
Say Goodbye to Fees
No monthly service fee and no minimum balance requirement.
Fan Gear Discount
Save 15% at Arrowhead Stadium’s Chiefs Pro Shop and online.
We share our profit with our members.
As a not-for-profit credit union, we return our profit to those who bank with us in many ways—like better rates, lower fees and our Profit Payout4. This year we gave back a record-breaking $9 million to our members.
Chiefs Checking Promotion. To receive the $150 credit, you must meet CommunityAmerica Credit Union membership eligibility requirements and (1) open a new Chiefs Checking account, which is subject to credit approval, between 10/03/2022 and 12/31/2022 (members with existing Chiefs Checking or Cashback Free Checking accounts, or with Chiefs Checking or Cash Back Free Checking accounts that have closed within the past six months do not qualify), and within 60 days of account opening, (2) set up a recurring monthly direct deposit of at least $250, not aggregated. The direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits from your employer or the government and be deposited into the new checking account. Person to person payments (such as Zelle) are not considered a direct deposit. Within 30 days of meeting qualification requirements, a $150 credit will be posted into the primary account owner’s membership savings account. The account must be open and in good standing at the time of payout to qualify for the credit. Examples of ineligible accounts may include: delinquent accounts, accounts that have caused the credit union to experience a loss, accounts in which we suspect illegal activity, fraud, scam or financial exploitation, or accounts involved in legal or administrative proceedings.
HIGH INTEREST SAVINGS: To receive the additional $100 credit, you must meet CommunityAmerica Credit Union membership eligibility requirements and open a new High Interest Savings account between 10/03/2022 and 12/31/2022 (members with existing High Interest Savings or Delta Share Savings accounts, or with High Interest Savings or Delta Share Savings accounts that have closed within the past six months do not qualify), and deposit a total of $1,000 or more in new money into the High Interest Savings account within 60 days of account opening. The new money cannot be funds currently held by CommunityAmerica Credit Union. Within 30 days of completing the above requirements, a $100 credit will be posted into the primary account owner’s membership savings account. Members with existing High Interest Savings accounts do not qualify.
Limit one $150 credit per Chiefs Checking account and per member. Limit one $100 credit per High Interest Savings account and per member. Offers subject to change without notice and cannot be combined with any other offer. The credit(s) may be reported as income on IRS Form 1099-MISC.
High Interest Savings. First Tier: 3.92% – 4.00% APY from $1.00 – $1,500, if First Tier qualifications are met. Second Tier: 0.03% APY on $1,500.01 or more, and on balance if First Tier qualifications are not met. The account requires a $1 minimum opening deposit. The Annual Percentage Yield (APY) shown is effective as of 10/03/2022, unless otherwise noted. Rates are variable and may change without notice after the account is opened. Fees could reduce earnings on this account. Balances up to $1,500 will earn first tier APY when ‘Qualifications for cash back’ are met. Each statement period that Qualifications are met after the account opened, the first tier APY will be applied to the next statement period. Due to compounding, interest earned may push balances into next rate tier, causing an APY change. Please see rate page for range. If Qualifications not met, the first tier APY will discontinue and will revert to the credit union’s base rate for Savings accounts until ‘Qualifications for cash back’ are reestablished. Balances of $1,500.01 or more will earn the credit union’s current applicable base rate for Savings accounts. Limit one High Interest Savings account per member. Business, IRA, and Minor accounts not eligible for this product. Qualifications for cash back: The membership account number tied to the High Interest Savings account must complete the following: Enrolled in eStatements; Monthly direct deposit of at least $250 posted to one deposit-suffix; 15 posted point-of-sale debit card transactions per month to a single checking-suffix; OR Enrolled in eStatements; 25 posted point-of-sale debit card transactions per month to a single checking-suffix. Transactions exclude refunds, credits, fees, pre-authorizations and ATM transactions.
Chiefs/Cashback Free Checking. Earn 1% cash back, up to $5 per month, on monthly point-of-sale debit card transactions posted to a Chiefs Checking account or a Cashback Checking account when ‘Qualifications for cash back’ are met. Qualifications must be met under a single membership account on the day before the last day of the month to receive benefits for that same month. Cash back will be deposited into the Chiefs Checking or Cashback Free Checking account by the 5th calendar day following the month qualifications are met. Cash back will not be calculated for month(s) in which the qualifications are not met. Cash back earnings rate accurate as of 09/19/2022 and may change without notice after account opening. Contact us at 800.892.7957 to find out the current cash back rates. This account requires eStatements to avoid conversion to different checking product not eligible for cash back. Limit one Chiefs Checking or Cashback Checking account per membership account number. Business accounts not eligible for this product. Cannot be opened in conjunction with Premier, Interest, Investors, Loan Advantage or Cashback Free Checking. Qualifications for cash back: The membership account number tied to the Chiefs Checking or the Cashback Checking account must complete the following: Enrolled in eStatements; one direct deposit of $250 or more per month, not aggregated; 15 posted point-of-sale debit card transactions per month to a single checking-suffix; OR enrolled in eStatements; 25 posted point-of-sale debit card transactions per month to a single checking-suffix. Transactions exclude refunds, credits, fees, pre-authorizations, and ATM transactions.
Profit Payout. Dividend is discretionary and approved annually by CommunityAmerica’s Board of Directors. Amounts advertised are representative of actual dividends paid in 2022. Dividend is not guaranteed and may vary based on criteria established by CommunityAmerica Credit Union and the total amount allocated by the Board of Directors each year. Not everyone receives a dividend and member must be in good standing and meet other criteria on processing date to qualify. Dividends are reported to IRS and a 1099 form will be issued at year-end. Any applicable taxes are the responsibility of recipient.