Kansas City Checking Offer

$400 Checking Cashback Offer. Offer limited to individuals who have not owned a CommunityAmerica personal checking account within the past 12 months. To receive cashback bonus credits for a new checking account, you must meet CommunityAmerica Credit Union membership eligibility requirements and (1) reside in the Kansas City, MO-KS Designated Market Area (DMA); (2) Open a new Cashback Free Checking or Chiefs Checking account, which is subject to credit approval, between 8/31/2026 – 12/31/2026; (3) enter promo code KC400 in account application; (4) and meet ‘Qualifications for Cash Back.’ Eligibility period to earn bonus credits is 12 months, beginning on the 1^st of the month after account opening. Each monthly bonus credit, equivalent to 6% cashback on point-of-sale debit card transactions up to $30 maximum per month, will be deposited into the new checking account up to 30 days after the end of the month where qualifications were met. Bonus credits may post on a different day than standard monthly cashback credit. Limit 12 monthly bonus credits. Limit $400 total standard and bonus cashback earned during eligibility period. Final month’s bonus payout may be adjusted to as low as $10 if the $400 combined cashback limit is reached. Account must be open and in good standing at the time of payout to qualify for the credit. Examples of ineligible accounts may include: delinquent accounts, accounts that have caused the credit union to experience a loss, accounts in which we suspect illegal activity, fraud, scam or financial exploitation, or accounts involved in legal or administrative proceedings. Limit one qualifying account per member. Offer subject to change without notice and cannot be combined with any other offer. Credit(s) may be reported as income on IRS Form 1099-MISC. 

 

Cashback Free Checking/Chiefs Checking: Earn 1% cash back, up to $5 per month, on monthly point-of-sale debit card transactions posted to a Chiefs Checking account or a Cashback Free Checking account when ‘Qualifications for Cash Back’ are met. Qualifications must be met under a single membership account on the day before the last day of the month to receive benefits for that same month. Cash back will be deposited into the Chiefs Checking or Cashback Free Checking account by the 5th calendar day following the month qualifications are met. Cash back will not be calculated for month(s) in which the qualifications are not met. Cash back earnings rate accurate as of 09/13/2026 and may change without notice after account opening. Contact us at 800.892.7957 to find out the current cash back rates. Limit one Chiefs Checking or Cashback Free Checking account per membership account number. Business accounts not eligible for this product. Cannot be opened in conjunction with Premier, Interest, Investors, or Loan Advantage. Qualifications for Cash Back: The membership account number tied to the Chiefs Checking or the Cashback Free Checking account must complete the following: Enrolled in eStatements; one direct deposit of $250 or more per month, not aggregated; 15 posted point-of-sale debit card transactions per month to a single checking account; OR enrolled in eStatements; 25 posted point-of-sale debit card transactions per month to a single checking account. Transactions exclude refunds, credits, fees, pre-authorizations, and ATM transactions.