Kansas City Checking Offer

*$150/$250/$400 Checking Offer. Offer is limited to individuals who have not owned a CommunityAmerica personal checking account within the past twelve (12) months. Offer is limited to individuals who reside in the following Designated Market Areas (DMA): Kansas City, MO-KS; St. Louis MO-IL. To receive a credit for a new checking account, you must meet CommunityAmerica Credit Union membership eligibility requirements and (1) reside in one of the eligible DMA’s listed above; (2) Open a new Cashback Free Checking or Chiefs Checking account, which is subject to credit approval, between 3/23/2026 – 6/30/2026; (3) enter promo code SPRING26; (4) within 90 days of account opening (“Deposit Period”), enroll in electronic statements (eStatements); and (5) complete two or more direct deposits that total at least $2,000 into the new Cashback Free Checking or Chiefs Checking account. Members are eligible for the following incentive amounts based on the total value of their direct deposits during the Deposit Period:

The direct deposits must be electronic deposits of your paycheck, pension or government benefits from your employer or the government. Person to person payments (such as Zelle) or Micro-deposits (typically less than $1) do not qualify as direct deposits. After the Deposit Period ends, if all qualification requirements have been met, the applicable incentive will be deposited into the primary account owner’s membership savings account within thirty (30) days. The account must be open and in good standing at the time of payout to qualify for the credit. Examples of ineligible accounts may include: delinquent accounts, accounts that have caused the credit union to experience a loss, accounts in which we suspect illegal activity, fraud, scam or financial exploitation, or accounts involved in legal or administrative proceedings. Limit one checking bonus per account. Offer subject to change without notice and cannot be combined with any other offer. The credit may be reported as income on IRS Form 1099-MISC.

Chiefs/Cashback Free Checking. Earn 1% cash back, up to $5 per month, on monthly point-of-sale debit card transactions posted to a Chiefs Checking account or a Cashback Free Checking account when ‘Qualifications for cash back’ are met. Qualifications must be met under a single membership account. Cash back will be deposited into the Chiefs Checking or Cashback Free Checking account by the 5th calendar day following the month qualifications are met. Cash back will not be calculated for month(s) in which the qualifications are not met. Cash back earnings rate accurate as of 04/14/2026 and may change without notice after account opening. Contact us at 800.892.7957 to find out the current cash back rates. Limit one Chiefs Checking or Cashback Free Checking account per membership account number. Business accounts not eligible for this product. Cannot be opened in conjunction with Premier, Interest, Investors, or Loan Advantage checking accounts. Qualifications for cash back: The membership account number tied to the Chiefs Checking or the Cashback Free Checking account must complete the following: Enrolled in eStatements; one direct deposit of $250 or more per month, not aggregated; 15 posted point-of-sale debit card transactions per month to a single checking account; OR enrolled in eStatements; 25 posted point-of-sale debit card transactions per month to a single checking account. Transactions exclude refunds, credits, fees, pre-authorizations, and ATM transactions.