University of Missouri-St. Louis Student Banking
Banking Built for Tritons
Only from the Exclusive Campus Partner of the University of Missouri-St. Louis.
A Checking Account That's Got Your Back
A checking account that pays you back as you use it. So, go ahead and treat yourself; you’ve earned it. Plus, you’ll be able to take advantage of other great perks, including:
- 1% cash back on the first $500 of monthly purchases - that’s up to $60 per year1
- Free VISA® debit card with contactless technology
- No monthly service fee
- No minimum balance
Why We Partnered
At CommunityAmerica, we believe in building stronger communities by empowering individuals to thrive—especially the next generation of leaders. As the Exclusive Campus Banking Partner of the University of Missouri–St. Louis, we’re committed to delivering meaningful financial tools, guidance, and offers designed for student success.
Banking 101 Guide
New to managing your own finances? Check out our Banking 101 Guide for Students — covering everything from how checking accounts work to building your credit early and budgeting tips for college life.
Quick & Easy Account Opening
To open your Cashback Free Checking account, you’ll need to:
- Be a legal U.S. resident
- Qualify for membership at CommunityAmerica Credit Union
- Have your Social Security Number (SSN) or Individual Taxpayer ID (ITIN)
- Provide a valid government-issued ID (like a driver’s license or passport; if using an international passport, please also bring your I-20 Form)
It only takes a few minutes — and no minimum balance is required.
Visit Us on Campus
Located in the Millennium Student Center—right across from the Triton Store.
Chiefs/Cashback Free Checking. Earn 1% cash back, up to $5 per month, on monthly point-of-sale debit card transactions posted to a Chiefs Checking account or a Cashback Free Checking account when ‘Qualifications for cash back’ are met. Qualifications must be met under a single membership account. Cash back will be deposited into the Chiefs Checking or Cashback Free Checking account by the 5th calendar day following the month qualifications are met. Cash back will not be calculated for month(s) in which the qualifications are not met. Cash back earnings rate accurate as of 6/16/2025 and may change without notice after account opening. Contact us at 800.892.7957 to find out the current cash back rates. Limit one Chiefs Checking or Cashback Free Checking account per membership account number. Business accounts not eligible for this product. Cannot be opened in conjunction with Premier, Interest, Investors, or Loan Advantage checking accounts. Qualifications for cash back: The membership account number tied to the Chiefs Checking or the Cashback Free Checking account must complete the following: Enrolled in eStatements; one direct deposit of $250 or more per month, not aggregated; 15 posted point-of-sale debit card transactions per month to a single checking account; OR enrolled in eStatements; 25 posted point-of-sale debit card transactions per month to a single checking account. Transactions exclude refunds, credits, fees, pre-authorizations, and ATM transactions.
