St. Louis High Interest Savings | CommunityAmerica

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High Interest Savings

Earn 5.00% APY¹ on Balances Up to $2,500!

High-Yield, High Reward

Every bit of savings helps. Watch your hard-earned money grow even faster with this high-yield savings account featuring a rate of 5.00% APY¹ on balances up to $2,500. Just meet certain requirements to start earning today.

Benefits of Our High Interest Savings

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No Monthly Service Fee

No monthly service fee and just $1 minimum opening requirement.

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Free Online & Mobile Banking

Enjoy secure convenience and 24/7 access to manage your money.

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Mobile Check Deposit

Deposit checks directly to your savings by snapping a photo on our highly rated Mobile App.

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Share in Our Profits

Your savings balance may help you qualify for our Profit Payout.*

Estimate Your Potential

Open a High Interest Savings

You’re just a few steps away from starting your savings journey. Open your account online today to start saving for tomorrow. If you need help or have questions, we’d be happy to assist you. Give us a call at 314.801.6400.

Savings Resources

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Savings Goal Calculator

See how many years it will take for your savings account to reach your financial target.

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Savings Growth Calculator

Use this calculator to determine the future value of your current savings.

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Rising Rates: What It Means For Your Money

Here’s a look at why the Fed is raising rates and what it means for you and your money.

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Simple Ways to Start or Grow Your Savings

If you’re looking to save more money, here are some simple steps to help make that more achievable.

High Interest Savings. APY=Annual Percentage Yield and assumes dividends are reinvested and the rate continues for a year. The APY is variable and may change after the account is opened. You must maintain the minimum daily balance required to obtain the applicable APY. Fees could reduce earnings on the account. First Tier: 5.00% APY from $1.00 - $2,500, if First Tier qualifications are met. Second Tier: 0.03% APY on $2,500.01 or more, and on balance if First Tier qualifications are not met. The account requires a $1 minimum opening deposit. First tier APY is conditional on meeting the following requirements on the day before the last day of the month to receive benefits for that same month: enrollment in eStatements; monthly direct deposit of at least $250 posted to one deposit account; 15 posted point-of-sale debit card transactions per month to a single checking account tied to the membership; OR enrollment in eStatements and 25 posted point-of-sale debit card transactions per month to a single checking account tied to the membership. Transactions exclude refunds, credits, fees, pre-authorizations and ATM transactions. Each statement period that conditions are met after the account is opened, First Tier APY will be applied at the end of the statement period. If qualifications are not met, First Tier APY will discontinue and revert to the credit union’s base rate for Savings accounts until conditions are met. Due to compounding, dividends earned may push balances into next rate tier, causing an APY change. If Checking account relationship is terminated or becomes inactive, First Tier APY will discontinue and revert to the credit union’s base rate for Savings accounts until conditions are met. Limit one High Interest Savings or Delta Savings account per member. Rates effective as of 06/20/2026.