Make the most of your deposits

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Make more of your money.

Your savings goals are uniquely yours. Whether you're building an emergency fund, saving for something special or looking to earn more on the money you've set aside, CommunityAmerica has savings options to help you get there.

Find the Right Way to Grow Your Savings.

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High Interest Savings

RATE AS HIGH AS 5.00%

APY¹

Competitive rate on balances up to $2,500 when you meet qualifying requirements.

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Advantage Money Market

RATE AS HIGH AS 3.20%

APY²

The luxury of a great rate and easy access to your money 24/7. Ideal for balances between $1,000 - $25,000.

A Savings Account for Every Stage of Life.

Savings

Start building your savings with just $1 and no monthly service fee. A simple way to set money aside for whatever comes next.

Junior Savings

Help your little saver build healthy money habits early. A great first step toward a bright financial future.

Holiday Savings

Make the holidays a little less stressful by saving throughout the year.

Calculators

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Savings Doubler Calculator

Find out the amount of time it will take for money to be worth twice what it is today.

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Savings Goal Calculator

See how many years it will take for your savings account to reach your financial target.

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Savings Growth Calculator

Use this calculator to determine the future value of your current savings.

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See All Savings Calculators

See how to make the most of your money with our full list of helpful calculators.

High Interest Savings. APY=Annual Percentage Yield and assumes dividends are reinvested and the rate continues for a year. The APY is variable and may change after the account is opened. You must maintain the minimum daily balance required to obtain the applicable APY. Fees could reduce earnings on the account. First Tier: If your daily balance/average daily balance is from $1.00 to $2,500, the annual percentage yield will be 5.00%. Second Tier: A dividend rate of .03% will be paid only for that portion of your daily balance/average daily balance that is $2,500.01 or greater. The annual percentage yield for this tier will range from 5.00% to 0.03%, depending on the balance in the account, and 0.03% on balance if First Tier qualifications are not met. The account requires a $1 minimum opening deposit. First tier APY is conditional on meeting the following requirements on the day before the last day of the month to receive benefits for that same month: enrollment in eStatements; monthly direct deposit of at least $250 posted to one deposit account; 15 posted point-of-sale debit card transactions per month to a single checking account tied to the membership; OR enrollment in eStatements and 25 posted point-of-sale debit card transactions per month to a single checking account tied to the membership. Transactions exclude refunds, credits, fees, pre-authorizations and ATM transactions. Each statement period that conditions are met after the account is opened, First Tier APY will be applied at the end of the statement period. If qualifications are not met, First Tier APY will discontinue and revert to the credit union’s base rate for Savings accounts until conditions are met. Due to compounding, dividends earned may push balances into next rate tier, causing an APY change. If Checking account relationship is terminated or becomes inactive, First Tier APY will discontinue and revert to the credit union’s base rate for Savings accounts until conditions are met. Limit one High Interest Savings or Delta Savings account per member. Rates effective as of 10/08/2026.
Advantage Money Market. APY = Annual Percentage Yield. Assumes dividends are reinvested and the rate continues for a year. The APY is variable and may change after account opening. You must maintain the minimum daily balance required to earn the applicable APY. Fees listed on the Fee Schedule could reduce earnings on the account. You may forfeit dividends if you close any dividend-bearing account before accrued dividends are credited. All dividends are calculated using the daily balance method and are compounded daily and credited on the last day of each month. This account requires a $1,000 minimum opening deposit. This account is subject to a $10 monthly fee if its balance falls below $1,000 at any time. APY is accurate as of the last dividend declaration date.