Homebuying Resources

We Make the Mortgage Process Manageable

Buying a home is one of the biggest decisions you will make. As the Official Mortgage Lender of the Kansas City Chiefs, our team includes local lenders and processors, so you can count on us for the expertise you need. We’re here to answer your questions and guide you through every step in the homebuying process.

We know that everyone’s financial journey is unique, and we are proud offer mortgage loan options fit for your specific situation. As an added bonus, a mortgage with us can help you qualify for an increased share of our Profit Payout. This year, qualified mortgage households received an average Profit Payout of $289.¹

Have questions? Check out the resources below and feel free to contact a Mortgage Advisor for expertise on the Kansas City housing market.

Where Are You in the Homebuying Process?

Buying My First Home

Thinking About Buying

Comparing Interest Rates

No Matter Where You’re At in the Process, We’re Here to Help

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Homebuyer Tips

Evaluate Your Credit Score

Paying down debt leads to a better credit score. A better credit score leads to a better mortgage rate. You can check your score at AnnualCreditReport.com.

Determine How Much House You Can Afford

Simply plug your information into this handy calculator to find out how much of a mortgage you may be able to obtain.

Consider Down Payment Options

There are many loan options available to fit your unique financial situation and help you own a home. Talk to a Mortgage Advisor about the best fit for you.

Lock in the Rate

With rates on the rise, consider our lock and shop program that allows you to lock in the current interest rate while still searching for your dream home.

Homebuying Calculators

Mortgage Payment

Do the math to find out your potential monthly mortgage payment.

Calculate Now

Mortgage Affordability

Determine how much of a mortgage you may be able to obtain.

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Should I Rent or Buy?

Compare costs of buying vs. renting to see which makes sense for you.

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See All Calculators

Use our calculators to make the most informed mortgage decisions.

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From the Blog

3 Key First-Time Homebuying Tips

CommunityAmerica Credit Union NMLS ID #402934
NMLS Consumer Access – Verify Your Mortgage Lender

1 Profit Payout. Dividend is discretionary and approved annually by CommunityAmerica’s Board of Directors. Amounts advertised are representative of actual dividends paid in 2023. Dividend is not guaranteed and may vary based on criteria established by CommunityAmerica Credit Union and the total amount allocated by the Board of Directors each year. Not everyone receives a dividend and member must be in good standing and meet other criteria on processing date to qualify. Dividends are reported to IRS and a 1099 form will be issued at year-end. Any applicable taxes are the responsibility of recipient.