Rate Sale

Discounted Personal Loans

An End-of-Year Rate Sale

Get a 2% rate discount on personal loans.¹

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Personal Loans Are On Sale

Now through January 31, 2023, all personal loans up to $10,000 will receive an incredible 2% rate discount. That means personal loan rates as low as 8.74% APR.¹ The discounted rate will be reflected in the loan application.

A fixed-rate personal loan can help you cover expenses without the worry of racking up a high-interest credit card bill. Use the money for anything you’d need - like covering holiday expenses, consolidating debt, paying taxes or starting a project in the new year. Then, pay the loan back over time – up to 48 months.

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Profit Payout

As a not-for-profit credit union, we return our profit to those who bank with us in many ways—like better loan rates, lower fees and our Profit Payout². This year, more members than ever received a record-breaking $9 million in Profit Payout. The more products and services you have with us, such as a personal loan, the bigger your Profit Payout potential could be.

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Personal Loan Offer. APR = Annual Percentage Rate. Loan approval and final APR based on creditworthiness, payment method, length of loan term, ability to repay, and amount of loan, in addition to other conditions listed below and in the account agreement. Funds cannot be used to pay off existing CommunityAmerica debts. Promotion valid 11/22/2022 – 1/31/2023. Promotional rate reflects a 2.00% discount on Risk Tier Rate. Minimum loan amount $500. Maximum loan amount $10,000. Personal loan payment example: $5,000 loan for a term of 48 months with 8.74% APR, the monthly payment will be $124. Rate disclosed at time of application approval includes applicable rate discount. Loans subject to approval.

Profit Payout. Dividend is discretionary and approved annually by CommunityAmerica’s Board of Directors. Amounts advertised are representative of actual dividends paid in 2022. Dividend is not guaranteed and may vary based on criteria established by CommunityAmerica Credit Union and the total amount allocated by the Board of Directors each year. Not everyone receives a dividend and member must be in good standing and meet other criteria on processing date to qualify. Dividends are reported to IRS and a 1099 form will be issued at year-end. Any applicable taxes are the responsibility of recipient.