Profit Payout
We Put People Ahead of Profit
As a not-for-profit credit union, we return our profit to those who bank with us in many ways—like better rates, lower fees and our Profit Payout*. This year we gave back a record-breaking $9.5 million to our members. That’s an average of $99 per qualifying household! We want to reward you for making us your financial go-to. That’s why the more products and services you have with us, the bigger your Profit Payout potential could be.Estimate Your Payout
Your Profit Payout Eligibility
Currently, you're qualifying in 2 of our 6 Profit Payout categories. To get your share of Profit Payout, you need a product from at least three of the six categories listed below. We recommend you target the Spend category by using your debit or credit card. And right now, you could earn $5 just by using your card 10 or more times from December 1 - December 31^.Save
Certificate (CD)
Money Market
Minimum combined balance of $1,000.
Spend
Credit Card
Requires 7 transactions a month.
Manage
Mobile App
Direct Deposit
Profit Payout FAQs
^ Debit Card/Low-Rate Visa Card Offer. Valid for members with an open CommunityAmerica debit card and/or CommunityAmerica Low Rate Credit Card. To earn a $5 bonus credit, you must complete ten point-of-sale transactions during the promotional period. Qualifying debit card transactions must be tied to a single Checking account. Qualifying credit card transactions must be from a single credit card account. Your $5 credit will be deposited into your Membership Savings account within 60 days of your tenth qualifying transaction. You must be in good standing with the Credit Union at the time of the $5 deposit. Offer valid 12/1/2023 - 12/31/2023 and is subject to change without notice. Limit one $5 credit per account and per member. The $5 credits may be subject to IRS tax reporting.