Profit Payout

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We Put People Ahead of Profit

As a not-for-profit credit union, we return our profit to those who bank with us in many ways—like better rates, lower fees and our Profit Payout*. This year we gave back a record-breaking $9.5 million to our members. That’s an average of $99 per qualifying household! We want to reward you for making us your financial go-to. That’s why the more products and services you have with us, the bigger your Profit Payout potential could be.

Estimate Your Payout

Your Profit Payout Eligibility

Currently, you're qualifying in 2 of our 6 Profit Payout categories. To get your share of Profit Payout, you need a product from at least three of the six categories listed below. We recommend you target the Spend category by using your debit or credit card. And right now, you could earn $5 just by using your card 10 or more times from December 1 - December 31^.  

Piggy Bank with Coin Being Inserted Icon

Save

Savings
Certificate (CD)
Money Market

Minimum combined balance of $1,000.
CommunityAmerica Card Icon

Spend

Checking
Credit Card

Requires 7 transactions a month.
Mobile Phone with Mobile App Icon

Manage

Online Banking
Mobile App
Direct Deposit

Money Icon

Borrow

Vehicle Loan
Personal Loan
Secured Loan
Large House Icon

Live

Mortgage
Home Equity
Stock Market Graphic, Piechart, and Dollar Sign Icon

Invest

Investment1
IRA
Insurance2

Minimum IRA balance > $100.

Profit Payout Calculator

See how you could maximize your potential.

Estimate Your Payout

Profit Payout FAQs


^ Debit Card/Low-Rate Visa Card Offer. Valid for members with an open CommunityAmerica debit card and/or CommunityAmerica Low Rate Credit Card. To earn a $5 bonus credit, you must complete ten point-of-sale transactions during the promotional period. Qualifying debit card transactions must be tied to a single Checking account. Qualifying credit card transactions must be from a single credit card account. Your $5 credit will be deposited into your Membership Savings account within 60 days of your tenth qualifying transaction. You must be in good standing with the Credit Union at the time of the $5 deposit. Offer valid 12/1/2023 - 12/31/2023 and is subject to change without notice. Limit one $5 credit per account and per member. The $5 credits may be subject to IRS tax reporting.