Profit Payout
We Put People Ahead of Profit
As a not-for-profit credit union, we return our profit to those who bank with us in many ways—like better rates, lower fees and our Profit Payout*. This year we gave back a record-breaking $9.5 million to our members. That’s an average of $99 per qualifying household! We want to reward you for making us your financial go-to. That’s why the more products and services you have with us, the bigger your Profit Payout potential could be.Estimate Your Payout
Your Profit Payout Eligibility
Currently, you're qualifying in 2 of our 6 Profit Payout categories. To get your share of Profit Payout, you need a product from at least three of the six categories listed below. We recommend you target the Spend category by using your credit card 7 or more times. And right now, you could earn double cash back on every transaction using your Visa® Signature credit card^.Save
Certificate (CD)
Money Market
Minimum combined balance of $1,000.
Spend
Credit Card
Requires 7 transactions a month.
Manage
Mobile App
Direct Deposit
Profit Payout FAQs
^ Visa® Signature/Rewards. Offer valid on transactions made from 12/1/2023 through 12/31/2023. Visa Rewards and/or Visa Signature card holders will be automatically enrolled in the 2x Cash Back promotion. You’ll earn: Visa Rewards will earn 2% for each $1 spent; Visa Signature will earn 3% cash back for each $1 spent. Cash back not earned on cash advances. Cash back is applied as a statement credit. Minimum $10 needed to redeem. How to earn cash back: You will earn cash back when you, or an authorized user, use your Visa Rewards and/or Visa Signature card to make purchases of products and services. “Purchases” do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, interest, unauthorized or fraudulent charges and fees of any kind. Cash back deducted if purchase returned. How you can use your cash back: You can use your cash back to redeem for any available reward option with uChoose Rewards. Options include: cash back, travel, merchandise or gift cards. Rewards points will expire 2 years from the end of the month in which they were posted.