Profit Payout

hero image

We Put People Ahead of Profit

As a not-for-profit credit union, we return our profit to those who bank with us in many ways—like better rates, lower fees and our Profit Payout*. This year we gave back a record-breaking $9.5 million to our members. That’s an average of $99 per qualifying household! We want to reward you for making us your financial go-to. That’s why the more products and services you have with us, the bigger your Profit Payout potential could be.

Estimate Your Payout

Your Profit Payout Eligibility

Currently, you're qualifying in 2 of our 6 Profit Payout categories. To get your share of Profit Payout, you need a product from at least three of the six categories listed below. We recommend you target the Spend category by using your credit card 7 or more times. And right now, you could earn double cash back on every transaction using your Visa® Signature credit card^.

Piggy Bank with Coin Being Inserted Icon

Save

Savings
Certificate (CD)
Money Market

Minimum combined balance of $1,000.
CommunityAmerica Card Icon

Spend

Checking
Credit Card

Requires 7 transactions a month.
Mobile Phone with Mobile App Icon

Manage

Online Banking
Mobile App
Direct Deposit

Money Icon

Borrow

Vehicle Loan
Personal Loan
Secured Loan
Large House Icon

Live

Mortgage
Home Equity
Stock Market Graphic, Piechart, and Dollar Sign Icon

Invest

Investment1
IRA
Insurance2

Minimum IRA balance > $100.

Profit Payout Calculator

See how you could maximize your potential.

Estimate Your Payout

Profit Payout FAQs


^ Visa® Signature/Rewards. Offer valid on transactions made from 12/1/2023 through 12/31/2023. Visa Rewards and/or Visa Signature card holders will be automatically enrolled in the 2x Cash Back promotion. You’ll earn: Visa Rewards will earn 2% for each $1 spent; Visa Signature will earn 3% cash back for each $1 spent. Cash back not earned on cash advances. Cash back is applied as a statement credit. Minimum $10 needed to redeem. How to earn cash back: You will earn cash back when you, or an authorized user, use your Visa Rewards and/or Visa Signature card to make purchases of products and services. “Purchases” do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, interest, unauthorized or fraudulent charges and fees of any kind. Cash back deducted if purchase returned. How you can use your cash back: You can use your cash back to redeem for any available reward option with uChoose Rewards. Options include: cash back, travel, merchandise or gift cards. Rewards points will expire 2 years from the end of the month in which they were posted.