Cashback Free Checking

hero image

Earn Up To $60 Per Year

Earn Up To $60 Per Year

with 1% cash back on the first $500 of monthly purchases1
with 1% cash back on the first $500 of monthly purchases1
Open Account

A Checking Account That's Got Your Back

It’s one-of-a-kind in Kansas City: a checking account that pays you back as you use it. So, go ahead and treat yourself; you’ve earned it. Plus, you’ll be able to take advantage of other great perks, including:
  • 1% cash back on the first $500 of monthly purchases - that’s up to $60 per year1
  • Free VISA® debit card with contactless technology
  • No monthly service fee
  • No minimum balance

Get Started

Cashback Free Checking Benefits

24/7 Availability Icon

Convenient 24/7 Access

Bank anytime, anywhere thanks to our top-rated Mobile App.
Dollar Sign with Cancel Over It Icon

Say Goodbye to Fees

No monthly service fee and no minimum balance requirement.
CommunityAmerica Card Icon

Free Instant-Print Debit Card

Get access to a free tap to pay-enabled debit card.
Heart with Bursts Icon

Share in Our Profits

Your checking account balance may help boost your Profit Payout potential2.

Account Opening Made Easy

It only takes a few minutes to open your Cashback Free Checking account online.
Get Started

Manage Your Money On The Go

Contactless Tap to Pay Icon

Tap to Pay

Contactless technology debit cards for fast and secure transactions.
Cash Dispensing From ATM Icon

Pay Friends

Easily and securely send money to friends and family with Zelle®.
Price Tag with Dollar Sign Icon

Digital Wallet

Make quick, secure payments right from your phone or smartwatch.
Taking Picture of Check Icon

Mobile Deposit

Deposit checks quickly by snapping a photo with our highly rated Mobile App.
Lam Family Profit Payout

Profit Payout*

We share our profit with our members.

As a not-for-profit credit union, we return our profit to those who bank with us in many ways—like better rates, lower fees and our Profit Payout. This year we gave back a record-breaking $9.5 million to our members.
Estimate Your Payout

Cashback Free Checking FAQs