Locked-Rate Money Market
Maximize Your Earnings PotentialIf you want to earn top dollar on your hard-earned money while keeping your funds liquid, we've got the product for you. Introducing our new Locked-Rate Money Market savings account where you get the luxury of a great rate and easy access to your money 24/7.
With our unique Locked-Rate Money Market account, your rate is locked in at 2.25% APY1 for the rest of the year! It’s ideal for those with balances between $1,000 - $25,000 that want to maximize their earnings. On January 1, 2024, the account will convert to our standard Money Market account.2
Open a Locked-Rate Money Market
Locked-Rate Money Market Features
Savings Doubler Calculator
Savings Goal Calculator
Savings Growth Calculator
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Locked-Rate Money Market. APY = Annual Percentage Yield. Rates effective as of 5/1/2023. Locked Rate Money Market balances $0 and above will receive 2.25% APY through 12/31/2023. Assumes interest is reinvested and the rate continues for a year. Fees listed on the Fee Schedule could reduce earnings on the account. You may forfeit interest if you close any interest-bearing account before accrued interest is credited. All interest is calculated using the daily balance method and is compounded daily and credited on the last day of each month. This account requires a $1,000 minimum opening deposit. This account is subject to a $10 monthly fee if its balance falls below $1,000 at any time. On 1/1/2024, this account converts to a Money Market Savings account and becomes subject to applicable tiers, interest rates and APYs for the Money Market Savings account at that time. Money Market Savings rates are variable and may change without notice. You must maintain the minimum daily balance required to earn the applicable APY. The following balance tiers and APYs are accurate for the Money Market Savings as of 5/31/2023; Under $10,000: 0.25%; $10,000 to $24,999.99: 0.30%; $25,000 to $49,999.99: 0.35%; $50,000 to $99,999.99: 0.40%; $100,000 to $149,999.99: 0.45%; $150,000 to $249,999.99: 0.50%; $250,000 to $499,999.99: 0.55%; $500,000 and above: 0.60%.