Money Management

Q: How do I pull outside accounts into Money Management?

To add an outside account to Money Management, you have two options. You can either add it directly from the Money Management homepage widget in Online Banking, or you can go to Money Management and click the 'Add An Account' button.

Q: How do I categorize transactions in Money Management?

Categorizing transactions in Money Management is handled automatically by the tool. However, if you wish to modify the category for a specific transaction, you can easily edit it. Over time, Money Management will learn to categorize transactions accurately.

Q: Why can't I see my CommunityAmerica credit card transactions in Money Management?

Currently, Money Management displays CommunityAmerica credit card balances but does not show transaction history. We are actively working to include CommunityAmerica credit card transaction history in the near future, so please stay tuned for updates.

Q: Can I access Money Management in the Mobile App?

Money Management is currently available only in Online Banking and not in the Mobile App. However, you can access Money Management from your mobile device by logging in to Online Banking through your preferred mobile browser.

A Visual Way to Manage Your Money

Now there’s an easier, more interactive way to manage your finances. Money Management helps you make smarter financial decisions by aggregating all of your accounts — at CommunityAmerica and elsewhere — in one convenient location in Online Banking. Simply log in to check it out. Not enrolled in Online Banking? It’s super quick.

Keep Your Finances Organized

Accounts

See all of your accounts, including ones at other financial institutions, in one handy snapshot.

Budgets

Vibrant interactive charts help you visually understand and follow the health of your budgets.

Spending

Track your spending trends and habits over time to see where and how you spend your money.

Money Management Features

Automatic Categorization

Money Management automatically categorizes your transactions for you. However, it also gives you the flexibility to assign a transaction to a different or custom category and will learn from your categorizations over time. You can also manage tax deductible transactions throughout the year, then filter for easy access during tax season.

Tackle Debt

Money Management can help you develop a plan for paying down debt. You can view balances, APR, last payment date and minimum payment. The tool also allows you to project debt payoff dates and prioritize the payoff of certain debts.

Set Financial Goals

This feature enables you to assign financial goals within the tool, with the ability to manage and track your progress on a visual timeline.

Track Trends and Net Worth

Check out a visual representation of your spending habits, divided into categories, to get a clearer picture of your finances. By aggregating all of your accounts—at CommunityAmerica and elsewhere—Money Management can also track income and trend your net worth over time.

Set Alerts

Receive test messages to stay on track with your financial goals, including:

Exceeded Budgets
Payment Reminders
Low Account Balance
Large Deposit
Large Expense/Withdrawal
Fee Charged

How do I pull outside accounts into Money Management?

Either add an outside account directly from the Money Management homepage widget in Online Banking, or select Money Management and click the “Add An Account” button.

How do I categorize transactions in Money Management?

The tool does this automatically. However, if you want to change a category on a specific transaction, you can easily edit it. Over time, Money Management will categorize the transaction properly for you.

Why can’t I see my CommunityAmerica credit card transactions in Money Management?

At the moment, Money Management is displaying CommunityAmerica credit card balances, not transaction history. We’re actively working toward incorporating CommunityAmerica credit card transaction history in the near future, so stay tuned.

Can I access Money Management in the Mobile App?

Not at this time. Money Management is only available in Online Banking. Looking to access Money Management from your phone? Log in to Online Banking from your mobile browser of choice.

Member Favorites

Profit Payout

We share our profit with those who bank with us. In the past 13 years, we've returned over $100 million to our members through Profit Payout.*

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Mortgage

Our team of friendly local mortgage experts can help you get into your dream home.

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High Interest Savings

Grow your money faster at a rate of up to 5.00% APY¹ on balances up to $2,500.

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1 High Interest Savings. APY=Annual Percentage Yield and assumes interest is reinvested and the rate continues for a year. The APY is variable and may change after the account is opened. You must maintain the minimum daily balance required to obtain the applicable APY. Fees could reduce earnings on the account. First Tier: 5.00% APY from $1.00 - $2,500, if First Tier qualifications are met. Second Tier: 0.03% APY on $2,500.01 or more, and on balance if First Tier qualifications are not met. The account requires a $1 minimum opening deposit. First tier APY is conditional on meeting the following requirements on the day before the last day of the month to receive benefits for that same month: enrollment in eStatements; monthly direct deposit of at least $250 posted to one deposit account; 15 posted point-of-sale debit card transactions per month to a single checking account tied to the membership; OR enrollment in eStatements and 25 posted point-of-sale debit card transactions per month to a single checking account tied to the membership. Transactions exclude refunds, credits, fees, pre-authorizations and ATM transactions. Each statement period that conditions are met after the account is opened, First Tier APY will be applied at the end of the statement period. If qualifications are not met, First Tier APY will discontinue and revert to the credit union’s base rate for Savings accounts until conditions are met. Due to compounding, interest earned may push balances into next rate tier, causing an APY change. If Checking account relationship is terminated or becomes inactive, First Tier APY will discontinue and revert to the credit union’s base rate for Savings accounts until conditions are met. Limit one High Interest Savings or Delta Savings account per member. Rates effective as of 6/16/2025.