Credit Cards

The right credit card for you is just a few steps away.

It only takes a few minutes to apply for your new credit card online. Simply select the card that’s the best fit for you and complete your application. If approved, you’ll have your credit card in just 7-10 business days. Then kick back and start enjoying your credit card perks.

Visa^® Signature

Limited time offer¹

Apply Now

Earn a $150 bonus when you spend $2,000 in the first 90 days of account opening.¹
0% APR² for the first 18 months (variable 15.99% or 17.99% APR after the introductory period)
Unlimited 1.5% cash back³ on every purchase
No annual fee
No foreign transaction fees

This card is for well-qualified borrowers.

Visa^® Rewards

Rewards + Cash Back

Apply Now

Unlimited 1% points earned on every purchase⁴
Redeem your points for travel, merchandise, gift cards or good old-fashioned cash back⁴
No limit on the amount of points you can earn with uChoose Rewards⁴
No annual fee

Visa^® Low Rate

Lowest Rate Option

Apply Now

Our lowest interest rate
No annual fee
No hassle, no fuss - it's as dependable as they come
Transfer balances from other higher-rate cards to save on interest

Which Credit Card is Right For You?


	Visa® Signature	Visa® Rewards	Visa® Low Rate
No Annual Fee
Tap to Pay Technology
Introductory Offer
Unlimited Cash Back with uChoose Rewards (qualifying purchases)	1.5%	1%
No Foreign Transaction Fees
Visa® Signature Concierge Services
APR³ As Low As	15.74%	13.74%	11.74%
Chip Enabled
$1,000,000 Free Travel/Accident Insurance
Visa® Zero Liability Policy⁵
Cash Advance and Nationwide ATM Access
My Cards
Apple Pay®, Samsung Pay®, Google Pay™

All Credit Cards Feature

Online & Mobile Banking

Enjoy secure convenience and 24/7 access to manage your money and pay bills.

Digital Wallet

Make secure payments with your credit card right from your phone or smartwatch.

Card Control

Turn your card on/off, set alerts and monitor spending with My Cards.

Tap to Pay

All credit cards are equipped with contactless technology for fast and secure transactions.

Limited Time Credit Card Offer. You will receive 15,000 bonus points with this bonus offer, which can be redeemed for $150 cash back, when you spend $2,000 on purchases in the first 90 days from account opening of the VISA® Signature Credit Card. Cash back is applied as a statement credit. "Purchases" do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, interest, unauthorized or fraudulent charges, and fees of any kind. Points deducted if purchase returned. If you earn the 15,000 bonus points when you spend $2,000 in purchases within 90 days of account opening, please allow up to 6 to 8 weeks for bonus points to post to your account. Offer not available to current CommunityAmerica credit card holders or prior CommunityAmerica credit card holders whose account was closed within the past 6 months. Account must be open and not in default at the time of fulfillment. Offer may be revoked, restricted or changed at any time at CommunityAmerica’s discretion.
Credit Card Rates. APR= Annual Percentage Rate. Offers subject to credit approval; terms may vary. For rate and fee information, click here. For our Credit Card Agreement, click here. There is a 0% Introductory APR for 18 billing periods after account opening for this account. After that, your standard APR will be 17.49% or 19.49% depending on your credit history. This APR will vary with the market based on the Prime Rate. Offers subject to credit approval; terms may vary. No minimum interest charge, foreign transaction fee or annual fee with this account. Balance Transfer Fee and Cash Advance Fees are 3% (min. $5) with a maximum fee of $75. Intro rate not available to current CommunityAmerica credit card holders or prior CommunityAmerica credit card holders whose account was closed within the past 6 months.
Visa® Signature. Earns unlimited 1.5% cash back on every dollar spent. Example: $1,000 spent earns 1500 points, which may be redeemed for $15 cash back. Cash back not earned on cash advances. Cash back is applied as a statement credit: minimum $10 needed to redeem.
Visa® Rewards earns 1% cash back on every dollar spent on qualified purchases. Example: $1,000 spent earns 1000 points, which may be redeemed for $10 cash back. Cash back not earned on cash advances. Cash back is applied as a statement credit: minimum $10 needed to redeem.
CommunityAmerica Visa® Zero Liability Policy does not apply to ATM transactions or to PIN transactions not processed by Visa®.

Credit Cards

The right credit card for you is just a few steps away.

Visa® Signature

Visa® Rewards

Visa® Low Rate

Which Credit Card is Right For You?

All Credit Cards Feature

Online & Mobile Banking

Digital Wallet

Card Control

Tap to Pay

Your Privacy Preferences

You’re leaving our website.

Are You a Member?

Visa^® Signature

Visa^® Rewards

Visa^® Low Rate