Credit Cards

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Score a 0% APR Intro Rate1 

Score a 0% APR Intro Rate1 

Plus a $1501 bonus with our Visa® Signature Credit Card!
Plus a $1501 bonus with our Visa® Signature Credit Card!
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What matters most to you in a credit card?

Credit Card Options That Check All the Boxes

Our members enjoy great credit card benefits, like lower fees and better interest rates than you’ll find at a bank. So, whether you’re looking for a low rate, cash back or exciting rewards, we have the credit card for you. All CommunityAmerica credit cards are equipped with contactless technology for fast and secure transactions and come with access to our CardValet® app for added fraud protection. Add your credit card to your digital wallet to make secure payments right from your favorite smart device and conveniently manage your card and bills 24/7 with Online Banking and our top-rated Mobile App. Plus, a credit card with us could help you increase your share of our Profit Payout*.

Signature Card

Visa® Signature

For a limited time, earn $150 when you spend $2,000 in the first 90 days of account opening.1

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Plus, our Visa® Signature credit card is loaded with all the perks you deserve, including:

  • 0% APR2 for the first 18 months (variable 17.49% or 19.49% APR after the introductory period)
  • Unlimited 1.5% cash back3 on every purchase
  • No annual fee
  • No foreign transaction fees

This card is for well-qualified borrowers.

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Rewards Card

Visa® Rewards

Earn rewards points for every purchase with our Visa® Rewards credit card.
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It's easy to get rewarded! Simply start swiping to enjoy these benefits:

  • Redeem your points for travel, merchandise, gift cards or good old-fashioned cash back4
  • No limit on the amount of points you can earn
  • No annual fee
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Low Rate Credit Card

Visa® Low Rate

If you like to keep things simple, the Visa® Low Rate credit card is the one for you.
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No hassle, no fuss – it’s as dependable as they come. With this card, you’ll enjoy:


  • Our lowest interest rate
  • No annual fee
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Low Rate Credit Card

Visa® Starter

Ready for your first credit card? Our low-rate Starter Credit Card has got your back.
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Created specifically with students in mind, this card is a great way to start building your credit.

Plus, you can get rewarded along the way – up to $40 in cash back rewards your first year

  • Our lowest rate
  • Opportunities to earn cash back
  • No annual fee
  • No deposit required
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Mahomes Debit Card

Get $200+

Score the card of Champions

Ever heard of a checking account that makes you proud to be a local? We love our Chiefs so much, we made an account worthy of fandom. When you flash your exclusive Chiefs Visa® Debit Card featuring MVP Patrick Mahomes, you’ll earn more than just admiration—you’ll also get 1% cash back on the first $500 of monthly purchases, and 15% off Chiefs gear at the Pro Shop.
Learn More About Chiefs Checking

Which Credit Card is Right For You?

Apply for Your Credit Card Today

It only takes a few minutes to apply for your new credit card online. Simply select the card that’s the best fit for you and complete your application. If approved, you’ll have your credit card in just 7-10 business days. Then, kick back and start enjoying your card perks. If you have questions, we’re happy to help. Give us a call at 913.905.7000 or stop by a branch.
Get Started

All Credit Cards Feature

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Online & Mobile Banking

Enjoy secure convenience and 24/7 access to manage your money and pay bills.
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Digital Wallet

Make secure payments with your credit card right from your phone or smartwatch.
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Card Control

Turn your card on/off, set alerts and monitor spending with our CardValet® app.
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Tap to Pay

All credit cards are equipped with contactless technology for fast and secure transactions.

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uChoose Rewards®

You deserve to get rewarded. And now, when you use your CommunityAmerica Visa® Signature card and Visa® Rewards card, you can redeem your points for cash, travel, merchandise or gift cards. Log in to online banking to see all of your great rewards choices.

To contact uChoose Rewards, call 833.283.2401.
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Debt Consolidator Calculator

See how quickly you could get out of debt and how much interest you may save.
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Balance Transfer Calculator

Use this calculator to help determine your potential credit card savings.
Run the Numbers
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See All Credit Card Calculators

Do the math with the help of all of our credit calculators.
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Profit Payout Share

Profit Payout*

Investing in YOU by sharing our profits.

As a not-for-profit credit union, we return our profit to those who bank with us in many ways – like better rates, lower fees, and our Profit Payout. See how much you may be able to earn through our long-standing annual give-back, where we’ve returned $93 million to members over the past 12 years.

Estimate Your Payout

Easily Manage Your Card Online

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Credit Card FAQs

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Download Our Mobile App

The banking tools you need right in the palm of your hand.
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High Interest Savings

Grow your money faster at a rate of up to 5.00% APY8 on balances up to $2,500.
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Cashback Free Checking

Earn 1% cash back on the first $500 of monthly purchases9.
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